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Scaling AI Agent Spending: When to Upgrade to Agentcard Pro

When you are testing one agent, the Free plan is plenty. When you are running a fleet of them — each issuing its own card per task — you start bumping into two limits: how many cards you can create in a month, and how much you can fund each one. Agentcard's new Pro plan raises both. Here is how the tiers compare and how to move up in a single step.

The three plans

Free

  • 5 cards per month
  • Up to $50 per card
  • A limited number of free orders to try the buy flow

Basic — $15/month

  • 15 cards per month
  • Up to $500 per card
  • Unlimited orders

Pro — $100/month

  • 50 cards per month
  • Up to $1,000 per card
  • Unlimited orders

One thing worth knowing while you build: test-mode (sandbox) cards bypass these limits entirely and do not count toward your monthly usage, so you can develop against the API freely and only spend quota on real cards.

When to upgrade

  • You are running out of cards before month-end. If you issue a fresh card per task or per agent — the pattern we recommend for isolation — 5 or 15 a month goes fast. Pro's 50 covers a busy fleet.
  • A single purchase exceeds your per-card cap. Booking flights, larger SaaS subscriptions, or bulk orders can run past $50 or $500. Pro funds up to $1,000 on one card.
  • You want unlimited ordering. Both paid plans lift the free-order cap on the buy flow.

How to upgrade

You can check your plan and usage, then upgrade, from wherever you already work.

From the CLI

# See your current plan, this month's card usage, and per-card limit
agent-cards plan

# Start an upgrade (opens Stripe Checkout in your browser)
agent-cards plan upgrade

From your agent (MCP)

Your agent can manage the plan directly. Ask it to check usage before issuing a card, or to upgrade when you hit a wall:

"Check my Agentcard plan and usage, then upgrade me to Pro."

Under the hood the agent calls get_plan to read your limits and this month's usage, then upgrade_plan with the target plan (basic or pro). The upgrade returns a Stripe Checkout URL that you open to complete payment — the agent never enters card details for you. Once checkout finishes, your plan updates automatically; a follow-up get_plan confirms the new limits. If you are already on a paid plan, switching tiers happens in place and is prorated, with no second checkout.

From the dashboard

The Agentcard dashboard shows the same plan and usage and offers the same one-click upgrade through Stripe. To step back down, cancel_plan (or the dashboard) ends the subscription at the period's end, after which the account returns to Free.

Next steps