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Letagentsbuy things

Backed by Combinator
Trusted by
IrisShowBidoPallyOrgoMetonymousPapayaRose LabsAxraPluto
A card for AI agents

Enable payments for your agents today.

Connect the Agentcard Wallet to your app to give agents a way to pay

The Agentcard Wallet

One wallet. Two kinds of cards.

Our two products explained in detail

Connect
Add a card
Accept user's cards

Users share the credit and debit cards they already have, and their agent pays with them.

Fast onboarding

Adding a card takes an email code, and it's ready for the agent to spend in seconds.

Safely stored and shared

Card details live in our secure vault. Your app and the agent never see the real number.

Users get points

Every purchase runs on the user's own card, so their miles, points, and cash back keep adding up.

Issue
Create a card
Issue new cards

Users create a fresh Agentcard in seconds, and their agent can spend with it wherever Visa is accepted.

One-time and multi-use

Single-use cards for one purchase, or multi-use cards with spending caps for things like subscriptions.

Collect interchange and markup

You earn 1% of every purchase, plus any markup you set from the dashboard.

Safe for agents

Each card is locked to one store and one amount. If it ever leaks, it buys nothing.

See the economics →
How to fund issued cards

Company balance

You prefund one balance. Agentcards draw from it. One invoice, your accounting.

User-funded

Each user loads their own balance with Apple Pay or Google Pay. Their money, their approvals, their receipts.

// “Get me sushi from DoorDash.” \\

Let agents buy anything online.

Use your own browser automations or our Purchase API with your Agentcard

  1. Path A

    Browser automations

    Build your own browser automations to complete payments online using Agentcard

  2. Path B

    Purchase API

    Use Agentcard's integrations to make purchases online. We add new integrations every month

    DoorDashGood EggsLocale✈ Flights

Built for teams like yours.

iMessage agents

Give your agent a way to complete payments on behalf of users. Implement the Agentcard Wallet today in less than 10 min.

Agent browsers

Payments integrated into your agent browser. Give users a way to pay for things easily.

Openclaw and Hermes hosting services

Give customers a card their agents can use online to buy anything a human can.

Backed by Y Combinator
There will be a million single person successful companies all over the world some day, all operating through AI agents
Nischal Shetty@NischalShetty
Real unlocks happening here to make agent payments easy. I'm impressed. Keep shipping and leading us into the new agentic world!
Ethan Bloch@ebloch
Agents need to interact with the real world. The plumbing layer for agentic systems is massively underbuilt right now.
Mike Darlington@DarlingtonDev
Integration
10 min
wizard run, sandbox the same afternoon
Scoped spend limits + agent-specific cards feels like the safest path for real autonomous workflows.
Strakyo@Strakyo
Giving agents scoped spending power, instead of full card access, is exactly the kind of guardrail this ecosystem needs to scale safely.
EvanDataForge@EvanDataForge
Smart approach. The token waste from agents navigating checkout forms was one of those costs nobody talks about.
Brian Johnson@_brian_johnson

Agent-first card issuing

Payments used to be a cost line. Here the interchange, your markup, and the rewards all point back at you.

10 min

10-min implementation

One command reads your codebase and wires the integration: npx agent-cards companies wizard. Teams hit the sandbox the same afternoon.

1%

1% interchange

Every card swipe pays interchange. The card industry keeps it. On Agentcard, you get 1% of settled volume, paid to your balance.

Tokenback

Rewards for your users

Every purchase earns tokenback your users can redeem. A reason to route spend through you.

$$

Set your own markup

Add your fee on top of any purchase from a settings page. Your margin, your number, changed anytime, no deploy.

0 calls

No sales calls

No demos, no procurement cycle. Sign up and start integrating right away.

Self-served

Everything from the dashboard

Keys, markup, limits, and payouts all run from the dashboard. Talk to us only if you want to.

Pricing

Flat monthly fee, no metered usage fees.

Companies
$5,000/ month30-day money-back

No per-user or per-card fees.

Cards

Issue new Agentcards or connect the cards your users already have.

  • One-time or multi-use cards
  • Accepted at Visa merchants worldwide
$0per issued or connected card

Purchases API

DoorDash, Good Eggs, Uber Eats, Ticketmaster, and 100+ more.

  • No per-order fees on covered purchases
$0per order, no metered fees

Compliance

The regulated surface is ours, not yours.

  • KYC in seconds, inside your flow
  • Fraud, disputes, and chargebacks handled
$0included
Sheet 8/9Agentcard — Back Page — Vol. I · No. 001Ready when you are

Let's put a card in your agent's hands.

Talk to a human

No sales team. Two founders and a Slack channel. · Prefer delegating? Send your agent to agent.txt

Not a company? Your agent can buy things too.

Put $20 on a card for your AI. Groceries, the flight, the domain you keep forgetting. You approve every charge from your phone.

Agentcard Personal →
Trim line© Agentcard 2026 · All rights reserved · The paper ends hereBleed: 3mm
FAQ

Frequently asked questions

Everything you need to know about Agentcard.

General
Why do AI agents need a wallet?

Because everything an agent buys still ends at a checkout built for humans, and humans pay from wallets. Agentcard gives the agent one: cards its user trusts, cards you issue, every purchase a single-use number carrying a human yes. An assistant is only as useful as what it can finish.

We build a texting assistant (iMessage, WhatsApp, SMS). Is this for us?

That's most of our customer base today. Your assistant keeps the conversation, approvals reach your user as a push or an email tap, and the card exists only for the order it's about to place.

What can the agent actually see?

A number that buys one thing at one store and then stops existing. Real card details never enter the model's context, your database, or your logs.

Who's actually behind the cards?

Agentcard, together with licensed banking partners. The legal responsibility sits with us, not you.

Will stores accept these cards?

Yes. They're real cards on the major networks, accepted anywhere cards work online. The store doesn't need to change anything.

How it works
Can the agent use the card outside your integrations?

Yes. It is a real card on the major networks. The Purchase API is a shortcut for covered stores, not a fence. Your own automation can pay with it at any checkout.

Do users have to leave our app?

No. The wallet connects through OAuth inside your product, and approvals arrive as a push or an email tap. Your thread stays the whole experience.

Do my users need to pass KYC?

Loading their own card: an email code, done in seconds. Taking an issued Agentcard: one quick verification, seconds for most people in the US.

Where does this work?

Issued cards are accepted at Visa merchants worldwide. Loading an existing card is US-only for now. Tell us your user mix and we will give you a straight answer, not a waitlist.

What about subscriptions?

The wallet can pin a card to a single merchant and keep it alive for renewals. The streaming bill clears every month; the number is still useless anywhere else.

What if an agent goes rogue?

Worst case, it spends the exact approved amount at the approved store, once. Then the card is dead. That's the whole design.

How much engineering is this, honestly?

It is a wallet connection and a webhook, and our setup agent writes most of it against your codebase. Teams typically hit the sandbox the day they start.

Money
Who funds the balance, us or our users?

Either. Prefund a company balance and set caps per agent, or let each user load their own with Apple Pay or Google Pay. Most platforms run both.

Why a flat fee instead of per-card pricing?

Because the fee buys the program, not the plastic. Per-card pricing at issuing platforms sits on top of monthly minimums, enterprise contracts, and everything you still have to build around it. One flat number covers your whole program with no per-card or per-user fees, and the 1% share works against it from the first purchase.

How do you compare to the other options we're evaluating?

Teams usually arrive having looked at five things. Big-issuer card APIs are business-spend instruments gated to platform accounts, so your consumers sit outside the terms. Enterprise card platforms want a contract signed before you see a sandbox. Banking-as-a-service hands you the rails and keeps compliance, KYC, and the program yours to build. Crypto card SDKs cost weeks for one rail, and the money side is still your problem. Per-order purchase APIs sell only the merchant endpoints and meter every order. A 1.5M-user agent platform ran exactly that evaluation in July, then started integrating Agentcard the afternoon they called.

What is tokenback?

Agentcard's rewards program. Purchases made through the wallet earn tokenback for your users to redeem, on top of the 1% interchange share you earn as the platform. Spending through you pays twice.

Who eats a bad charge?

New cards: our dispute process. Connected cards: the user's bank protections, same as always. Either way, the human approval log backs you up.

What does it cost?

One flat monthly price. No per-card, per-user, or per-integration fees. We'll give you the number on the call, and there's a 30-day money-back guarantee.